foreclosure specialist

The answer is YES. Don’t think it’s OK to foreclose. It’s not OK to think you’ll just let the house go; just mail in the keys and then file bankruptcy and you’ll be protected. WHAT R U THINKING??? Everyone needs to be accountable and responsible. Trust me; I’ve seen it all. If you have to [...]

Loan Modification, can it save my Irvine home from Foreclosure? Question: Is the mortgagor eligible for the upfront premium refund at payoff of a modified loan? Answer: It depends upon when the closing date occurred. For assets closed: After July 1, 1991 but before January 1, 2001, the 7-year unearned premium refund schedule shown in [...]

Loan Modification, can it help save my Irvine home? Question: Are mortgagees required to perform an escrow analysis when completing a Loan Modification? Answer: Yes, mortgagees are to perform a retroactive escrow analysis at the time the Loan Modification to ensure that the delinquent payments being capitalized reflect the actual escrow requirements required for those [...]

Question on a Loan Modification and if I can save my Irvine home Question: Will HUD subordinate a Partial Claim, should a mortgagor subsequently default and qualify for a Loan Modification? Answer: If a mortgagor subsequently defaults and qualifies for a Loan Modification, HUD will subordinate the Partial Claim. If you have more questions on [...]