orange county

How Fast Can A Foreclosure Occur, What’s The Timeline to save my Irvine home?

In Irvine, CA a foreclosure can be completed in less than six months from the time the loan becomes delinquent. The foreclosure process can take place two months after the loan becomes delinquent. The first step is to record the Notice of [...]

Stop Foreclosure on my Irvine home
The first way is to immediately bring the loan current. In order to do that you must pay all delinquent amounts as well as any costs and fees incurred by the mortgage company during the time they processed your file to foreclosure.
For many borrowers, the loan is unable to [...]

Here are common questions to Loan Modifications on your Irvine Home
A Loan Modification is a permanent change in one or more of the terms of a mortgagor’s loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.
Question 1: In utilizing the Loan Modification option to bring an [...]

If My Irvine Home Is Foreclosed, Can The Lender Come After Me For The Loss?
For the lender that may have incurred any losses on your mortgage due to the foreclosure, a Judicial Foreclosure would be required to recover the losses. Although a lender can pursue a deficiency judgment through a Judicial Foreclosure on some mortgages, [...]