orange county

There are many ways to buy foreclosures: from the no cash, no credit methods taught on late night TV, to billion dollar bulk purchases. There are significant discounts available on foreclosures, but buying a foreclosure is not a get rich quick proposition. For those willing to work, and in some cases take some risk, foreclosures [...]

How Fast Can A Foreclosure Occur, What’s The Timeline to save my Irvine home? In Irvine, CA a foreclosure can be completed in less than six months from the time the loan becomes delinquent. The foreclosure process can take place two months after the loan becomes delinquent. The first step is to record the Notice [...]

Stop Foreclosure on my Irvine home The first way is to immediately bring the loan current. In order to do that you must pay all delinquent amounts as well as any costs and fees incurred by the mortgage company during the time they processed your file to foreclosure. For many borrowers, the loan is unable [...]

Here are common questions to Loan Modifications on your Irvine Home A Loan Modification is a permanent change in one or more of the terms of a mortgagor’s loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford. Question 1: In utilizing the Loan Modification option to bring an [...]

If My Irvine Home Is Foreclosed, Can The Lender Come After Me For The Loss? For the lender that may have incurred any losses on your mortgage due to the foreclosure, a Judicial Foreclosure would be required to recover the losses. Although a lender can pursue a deficiency judgment through a Judicial Foreclosure on some [...]